Rent to own homes in your location
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Bad or NO Credit? We Have Rent-To-Own Homes in YOUR LOCATION Available For You!
Rent-to-own is a smart, flexible way to move into a home when traditional bank loans aren’t an option.
Tired of renting and wishing you could own a home right here in YOUR LOCATION but things like credit, income, or a down payment are holding you back from getting a traditional loan? You’re not alone, and the good news is there’s another way.
Our Rent-to-Own Home Program in YOUR LOCATION might be just what you need. It’s also known as a lease option or lease purchase, and it’s designed to help people like you take steps toward homeownership, without having to qualify for a regular bank loan right away.
At YOUR COMPANY NAME, we’re here to help you find a rent-to-own house or apartment you’ll love. We’ll even work with you to improve your credit, so you can own that home sooner than you might think.
Want a heads-up when the best homes become available? Let us know, we’d love to keep you in the loop!
What Are The Types Of Rent To Own / Lease Option Houses In YOUR LOCATION We Offer?
Our local rent-to-own homes are move-in ready, located in great neighborhoods, and many have been recently updated.
We regularly purchase homes from local homeowners who need to sell for a variety of reasons. Many of these homes are beautifully remodeled, updated and refreshed, so they’re in fantastic shape and ready for someone like you to move in through our rent-to-own program.
Here’s what you can typically expect from the homes we offer through our YOUR LOCATION Rent-To-Own Home Program:
2 to 4 bedrooms
1,400 to 2,500 square feet
Updated kitchens and bathrooms
Lots of upgrades throughout
Every home is unique, and with the variety we offer, there’s a perfect rent-to-own home out there waiting for you.
How Does A Rent To Own / Lease Option Work Anyway?
Step 1
Submit your info on this website to create a FREE account and let us know the type of house you’re looking for.
Step 2
We’ll look at your situation, the type of property you’re looking for and show you your rent-to.own options here in
Step 3
View the local homes that fir what your’e looking for.
Homes for sale in YOUR LOCATION
2 bed 2 bath 1,350 sqft
ADDRESS
CITY, STATE ZIP CODE
2 bed 2 bath 1,350 sqft
ADDRESS
CITY, STATE ZIP CODE
2 bed 2 bath 1,350 sqft
ADDRESS
CITY, STATE ZIP CODE
2 bed 2 bath 1,350 sqft
ADDRESS
CITY, STATE ZIP CODE
2 bed 2 bath 1,350 sqft
ADDRESS
CITY, STATE ZIP CODE
2 bed 2 bath 1,350 sqft
ADDRESS
CITY, STATE ZIP CODE
A program designed for you!
Not quite ready for a mortgage? No worries, we’ve got a solution. With YOUR COMPANY, you can move into your dream home today while building up savings for your future down payment along the way.
3 steps from renting to owning
Rent-to-own, or lease-to-own programs give you the opportunity to work towards homeownership while you rent. Here’s how it works with YOUR COMPANY
Step 1
Get Prequalified
Getting prequalified is fast, free, and won’t affect your credit score. There’s no commitment, just an easy first step toward your new home.
Step 2
Find your dream home
Find out your home-shopping budget, then team up with us to explore our selection of move-in-ready homes, many of which you can tour on your own schedule.
Step 3
Move into your dream home
Because we own the homes, there’s no stressful closing process or bidding wars to deal with. You’ll make a simple upfront payment of just 1–2% of the home’s price, which goes directly toward your future down payment, and you’ll get a guaranteed move-in date.
How does pricing work?
Your pricing will depend on the home you choose, your upfront payment, and how much you want to save each month.
Want to know your personal home-shopping budget? Just get prequalified, it’s 100% free, takes only 5 minutes, and won’t impact your credit score.
Initial payment
You’ll make a one-time upfront payment, just 1% to 2% of the home’s value, and that amount goes directly toward your future down payment savings.
Rent + Home savings
Your rent with YOUR COMPANY is based on the home’s location, size, condition, and features. Each month, a portion is set aside as savings to help you build toward your future down payment.
Ready to get your home-shopping budget?
You’ve got questions. We’ve got answers
How do I qualify?
FICO Score of 550 or higher*
Life happens, and that’s okay. Even with a few credit bumps, you may still qualify. Once you move in, we’ll even connect you with a free credit counselor to help you prepare for homeownership.Minimum Monthly Household Income of $2,500
Need a boost? You can add a co-applicant to help meet this requirement. Keep in mind, the exact income needed may vary based on your debts and local home prices.At Least 3 Months of Employment History
Whether you’re self-employed or just started a new job, we look for steady income over the last three months.Manageable Debt-to-Income (DTI) Ratio
We’ll check how much of your income goes toward debt (like car payments, student loans, or credit cards). To calculate it, divide your monthly debt payments by your pre-tax monthly income.Background Check
We’ll make sure there haven’t been any bankruptcies or evictions in the past 12 months.Valid Government-Issued Photo ID
A driver’s license, passport, or other official ID will work.
What's involved in the application
It only takes about 5 minutes to apply online, it’s totally free, and there’s zero commitment. Plus, applying won’t affect your credit score.
Don’t stress if your finances aren’t perfect, we understand that life happens, and everyone’s situation is different.
What to Expect After You Apply:
You’ll get an estimated home-shopping budget right away. Then, we’ll verify your info and send you your official approved budget within 2 business days.
What We’ll Ask for During the Application:
Your contact details
When you’re hoping to move
Where you’d like to live
Whether you’re working with a real estate agent
If you’re applying with someone else
Your financial info (like gross monthly income and current rent)
Personal details for a soft credit check (no impact to your score)
Employment info
A background check
A valid photo ID
What homes can I choose with YOUR COMPANY?
You’ll get access to YOUR COMPANY’s exclusive portfolio of move-in-ready homes, all listed right here. These homes are only available to YOUR COMPANY applicants, so there’s no need to stress about bidding wars or complicated closings. Best of all, you can tour them on your own or with your real estate agent, whatever works best for you.
How do you compare to renting?
Rent-to-own, also known as lease-to-own, gives you the chance to work toward homeownership while you rent.
Plus, renting with YOUR COMPANY comes with several advantages over traditional rentals:
Personalized Support: Dedicated agents and quality evaluators make sure your home is move-in ready.
Make It Your Own: Customize your space, paint, landscape, and bring your pets.
Transparent Pricing: No surprises, plus easy lease extensions.
Save Toward Your Down Payment: You can put money aside each month to work toward your future down payment.
When can I buy my home from YOUR COMPANY?
You have the flexibility to buy your home at any time during your 3-year lease, whenever you’re ready. Before you sign the lease, you’ll know exactly what your purchase options are, and if you decide to buy within the first 18 months, you’ll enjoy a lower pre-set purchase price.
What if my plans change after I move in?
We understand that life can change, and you might decide to move out instead of buying your home. If that happens, you can end your lease early with just a 60-day notice. Plus, you’ll keep the savings you’ve built with us, minus a small relisting fee (2% of the initial purchase price).
Who covers the inspection and closing costs?
With YOUR COMPANY, we cover the cost of a home quality evaluation, closing costs, property taxes, and homeowner’s insurance for the initial purchase and while we own the home. Since we own the home until you’re ready to buy, we make sure it’s a solid investment and in great condition for the long run. Once you complete our program and purchase the home, you’ll take on the responsibility for closing costs, property taxes, and homeowner’s insurance.
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LEGAL DISCLAIMER: Rent To Own refers to properties for sale with lease-option financing. This site does not charge for rental listings and is not a Pre Paid listing service as defined by California Business and Professions Code 10167
Terms of credit during rental period dependent on agreement with homeowner. Terms of credit may affect ability to qualify for home loan aat end of lease period.
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